1.00
%
APY*

ON ALL BALANCES

ALL IT TAKES ARE TWO EASY STEPS

eStatements

Enroll to receive free eStatements rather than paper statements.

One Monthly Electronic Deposit

Have at least one monthly electronic deposit to your Checking account. Direct deposits, payroll deposits, and transfers from another financial institution all count.

*Rate information - At our discretion, we may change the interest rates for this account. Tier 1 – If your daily balance is .01 or more, but less than or equal to $4,999.99, the interest rate paid on the entire balance in your account will be 1.00% with an Annual Percentage Yield of 1.00%. Tier 2 - If your daily balance is $5,000.00 or more, but less than or equal to $24,999.99, the interest rate paid on the entire balance in your account will be 1.00% with an Annual Percentage Yield of 1.00%. Tier 3 - If your daily balance is $25,000.00 or more, the interest rate paid on the entire balance in your account will be 1.00% with an Annual Percentage Yield of 1.00%. The interest rate(s) and annual percentage yield(s) are accurate as of March 5, 2019. If you would like more current rate and yield information, please call us at 405.212.9800. The interest rates and annual percentage yields may change at any time. Additional Rate Information - To earn the stated and disclosed rate on Guaranty Premium Bank Checking, you must comply with the Additional Terms (eStatements and at least one electronic deposit on a monthly basis). Refer to Additional Terms. Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Minimum balance to open - The minimum balance required to open this account is $100.00. Additional Terms - The following additional terms apply to this account: In order to earn the stated interest rate during each monthly statement cycle, two requirements must be met: 1) Enroll to receive free eStatements, rather than paper Statements AND 2) Have at least one monthly ACH (Automated Clearing House) deposit. This ACH deposit must be received and posted during your Statement cycle regardless of when the deposit was originated. An ACH deposit includes a direct deposit, payroll deposit, transfer into Guaranty Premium Bank from another financial institution or other comparable ACH deposit. (Note: Mobile Check Deposits are not included.) If these account requirements are not met during any monthly Statement cycle, interest will not be posted to your Guaranty Premium Bank Checking account for that monthly Statement cycle. Guaranty Premium Bank Checking is for personal accounts only.