Purchasing or refinancing your home can be an exciting and life-changing event in your life. Our emphasis on client care guarantees that you feel connected and informed throughout the process with a banker who genuinely cares about helping you and your family reach your milestones.
We work hard to get you the best deal and deliver on our commitments, whether that’s meeting a quick closing date or closing through our in-house financing options. We offer a wide selection of loan programs that can best suit your needs such as Conventional, Jumbo, FHA, VA, and USDA as well as bridge loans and remodel loans.
Low Rates
Lower rates than our competitors equals money in your pocket.
Quick Closings
Ability to close your loan in 3 weeks or less.
Communication
Stay informed throughout the process with direct access to a Premium Guaranty banker.
Home Loans
ConventionalFixed rate and adjustable rate mortgages (ARMs) for loan amounts up to $484,350. |
JumboBorrow up to $2 million to purchase or refinance your existing home. |
VAFor a Military Veteran and those actively serving. 100% financing and no private mortgage insurance. |
FHAAlternative to conventional financing providing more flexibility in credit, income, and down payment. |
USDAOption of no down payment when buying in a designated rural area. |
Remodel LoanFund your home purchase and remodel with one loan that refinances to a long term mortgage once the remodel is completed. |
Construction LoanWe can help you build the home of your dreams. Finance the construction of your home today. |
Bridge LoanUse the equity in your current home to buy a new home or for the down payment on a new home. |
2nd MortgageConsolidate debts, finance home improvements, or cover a portion of the down payment on the first mortgage to avoid private mortgage insurance. |
Lot LoanBuy a lot to build your dream home. This can be included with the first draw of the construction loan or buy and build later. |
