We make banking personal! Our bank accounts are customized to accommodate your lifestyle whether you're looking for a free checking account or a high interest money market account. We take the time to understand your needs and serve you best.

Most importantly, we make it easier with our safe and secure products and services, so you never have to question if your money is protected.

We're Ready When You Are

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Personal Accounts

Free Checking

Free, simple personal checking account. No monthly fees and no minimum balance.

  • Minimum opening balance of $100
  • No minimum balance
  • No monthly service charge
  • No transaction limitations

Guaranty Premium Bank Checking

Free, high-interest rate checking account that pays interest on all balances. Monthly requirements to earn interest: eStatements and one electronic deposit other than mobile deposit.

  • Minimum opening balance of $100
  • No minimum balance
  • No monthly service charge
  • No transaction limitations

Money Market

For those who want a higher rate of interest and don't write many checks each month. The more you save, the higher the rate.

  • Minimum opening balance of $2,500
  • $10 monthly service charge if balance falls below $2,500
  • Transaction limitations will apply
  • Interest rates depending on balance level

Savings

Classic, interest bearing savings account.

  • Minimum opening balance of $10
  • No minimum balance
  • No monthly service charge
  • Transaction limitations will apply
  • Variable interest rate

CDs and IRAs

A great way to set money aside and watch it grow.

  • FDIC Insurance up to maximum allowed by regulations
  • Competitive rates on a variety of terms
  • CD terms are available for IRAs

Free Checking

Free, simple personal checking account. No monthly fees and no minimum balance.

  • Minimum opening balance of $100
  • No minimum balance
  • No monthly service charge
  • No transaction limitations

Guaranty Premium Bank Checking

Free, high-interest rate checking account that pays interest on all balances. Monthly requirements to earn interest: eStatements and one electronic deposit other than mobile deposit.

  • Minimum opening balance of $100
  • No minimum balance
  • No monthly service charge
  • No transaction limitations

Money Market

For those who want a higher rate of interest and don't write many checks each month. The more you save, the higher the rate.

  • Minimum opening balance of $2,500
  • $10 monthly service charge if balance falls below $2,500
  • Transaction limitations will apply
  • Interest rates depending on balance level

Savings

Classic, interest bearing savings account.

  • Minimum opening balance of $10
  • No minimum balance
  • No monthly service charge
  • Transaction limitations will apply
  • Variable interest rate

CDs and IRAs

A great way to set money aside and watch it grow.

  • FDIC Insurance up to maximum allowed by regulations
  • Competitive rates on a variety of terms
  • CD terms are available for IRAs

Benefits of Personal Checking Accounts

(Additional fees may apply)
  • Guaranty Premium Bank printed checks
  • Online and Mobile Banking
  • Financial hub connecting Valor and external accounts
  • Mobile check deposits


  • Bill Pay
  • Guaranty Premium Bank Debit Card
  • Apple Pay / Samsung Pay / Google Pay
  • Premium Guaranty Bank and Transfund ATM Network